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Why use us?

TransCapital’s experience and depth of knowledge of our clients operations has resulted in funding that is not only fast, but easy. Our knowledgeable team of professionals can take you through the approval process in a matter of a day instead of weeks.

At TransCapital our customers are our only focus. Our service is unequaled, and we are dedicated to getting your deal done with the appropriate rate, term and funding capacity you deserve. You have our guarantee.

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honesty integrity experience

We never forget who we’re working for and We always appreciate the opportunity to work with your business!

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(646) 372-7973

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What You Need to Know About Vehicle Lending


All commercial vehicles

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What You Need to Know About Equipment Loans


Commercial non-titled assets

Vehicle Lifts – Bus Washes – Construction equipment

Auto Body – Repair Facility – Bus Facilities

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Working capital financing is the most sought after option for businesses which need to make big investments in resource, production, inventory, accounts receivable and other business related activities to ensure sales growth.


Expansion Capital

Short Term Bridge Loans

Cash Out Refi of Owned Equipment

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Easy Application Process and Same Day Turnaround




up to


Simple one page commercial application + last 3 months business bank statements



up to


Previous + 2 years business financials/tax returns + current interim’s (ytd)



up to

$1 M

All previous + personal tax returns and PFS (company guarantors)

What we do

We are a lender that does what we say. We understand your industry and the specific needs that come with it.

We deliver on our promises for each deal, time after time. We have a straightforward business approach that is well known and dedicated to the unique needs of each individual client.

We have seen a host of changes impact our industries along with a consistent flow of new entrants into the marketplace. If you’re not in tune with this shifting landscape your company will get left behind.

Let our team be that resource you count on. We are synonymous with deal-making prowess and leadership in financing programs for Manufacturers, Dealers and End Users of commercial vehicles and equipment.

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Customized Commercial or vocational vehicle loans & leases

Get the best in business vehicle financing with TransCapital. Our experience and depth of knowledge of our clients operations have resulted in funding that is not only fast but easy. with over 2 decades of detailed commercial vehicle financing, we can put you back in control of your equipment. In fact, that is our primary goal.

At TransCapital our customers are our only focus. While our service is unequaled, and we are dedicated to getting you equipment lease or loan done with the appropriate rate, term and funding capacity you deserve, no matter big, medium, or small business. It is not just a matter of pride, but the core of our foundation.

How we build better businesses with equipment financing

Your business needs vehicles for many aspects of your business. In the vocational field, it is especially crucial that you stay operating at maximum capacity. So, when a piece of equipment breaks down, your cash flow can get pretty tight. Transcapital ensures that you keep revenue flowing and business moving smoothly.

  • We keep your fleet up to date with newer vehicles. By keeping your vehicles free of wear, your equipment is more reliable and looks better to the client.
  • We help you avoid costly repairs. By updating your commercial fleet on a regular basis, you spend less time and money in the repair shop.
  • We allow you to focus your expenditures on growth. We keep your operating budget regular and even help you find ways to reduce other operating overheads.
  • We allow you to respond more quickly to market demands. As the need for products and services change, so do the needs of your fleet. We help to keep that fleet liquid and flexible.

Applying for a Transcapital business equipment loan or lease

Whether you want to apply for commercial vehicle loans or vocational vehicle leasing, we have made the application process simple. We don’t slam you with bad credit checks or lease agreements upfront. Instead, we get to know your business, building a bigger picture of the financing needs. This way, we design customized financing plans that fit your needs.

So, if you need an operating lease with a long lease period, an auto loan with a percentage down, or you just want to evaluate your current loans for refinancing, our team can help.

In Partnership With

Service Truck & EQPT Financing The Money You Need When You Need It

Need Truck & Equipment Financing?
Look no further! Immediate approvals on all industry vehicles and eqpt. Up to $250,000 same day with app only submission. Lines of credit up to $2.5MM with a simple and easy to follow process. Use a lender that has been helping commercial equipment businesses for over 25 years. We know your industry, your equipment and you!

  • One finance Source for all Truck & Eqpt needs
  • 100% Financing + Tax
  • 60 – 84 month terms w up to 25% residuals
  • 30, 60, 90 Day Deferred Payment Program
  • Best Rates for well established companies & programs for all

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Honesty. Integrity. Experience.