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Why use us?

TransCapital’s experience and depth of knowledge of our clients operations has resulted in funding that is not only fast, but easy. Our knowledgeable team of professionals can take you through the approval process in a matter of a day instead of weeks.

At TransCapital our customers are our only focus. Our service is unequaled, and we are dedicated to getting your deal done with the appropriate rate, term and funding capacity you deserve. You have our guarantee.

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honesty integrity experience

We never forget who we’re working for and We always appreciate the opportunity to work with your business!

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(646) 372-7973

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What You Need to Know About Vehicle Lending


All commercial vehicles

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What You Need to Know About Equipment Loans


Commercial non-titled assets

Vehicle Lifts – Bus Washes – Construction equipment

Auto Body – Repair Facility – Bus Facilities

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Working capital financing is the most sought after option for businesses which need to make big investments in resource, production, inventory, accounts receivable and other business related activities to ensure sales growth.


Expansion Capital

Short Term Bridge Loans

Cash Out Refi of Owned Equipment

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Easy Application Process and Same Day Turnaround




up to


Simple one page commercial application + last 3 months business bank statements



up to


Previous + 2 years business financials/tax returns + current interim’s (ytd)



up to

$1 M

All previous + personal tax returns and PFS (company guarantors)

What we do

We are a lender that does what we say. We understand your industry and the specific needs that come with it.

We deliver on our promises for each deal, time after time. We have a straightforward business approach that is well known and dedicated to the unique needs of each individual client.

We have seen a host of changes impact our industries along with a consistent flow of new entrants into the marketplace. If you’re not in tune with this shifting landscape your company will get left behind.

Let our team be that resource you count on. We are synonymous with deal-making prowess and leadership in financing programs for Manufacturers, Dealers and End Users of commercial vehicles and equipment.

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In Partnership With

Service Truck & EQPT Financing The Money You Need When You Need It

Need Truck & Equipment Financing?
Look no further! Immediate approvals on all industry vehicles and eqpt. Up to $250,000 same day with app only submission. Lines of credit up to $2.5MM with a simple and easy to follow process. Use a lender that has been helping commercial equipment businesses for over 25 years. We know your industry, your equipment and you!

  • One finance Source for all Truck & Eqpt needs
  • 100% Financing + Tax
  • 60 – 84 month terms w up to 25% residuals
  • 30, 60, 90 Day Deferred Payment Program
  • Best Rates for well established companies & programs for all

Contact us

Honesty. Integrity. Experience.