About us 2023-02-13T08:34:10+00:00

Who we are

  • Transcapital is a commercial equipment loan originator founded on the traditions established 25 years ago that personal, company-specific service along with a Fast, Efficient, and Accurate funding platform would be the key to success that customers would follow long after that first deal was done. No waiting for answers, no delayed back-and-forth questioning, and no added delays. Our Customers are unique with unique situations utilizing specialty equipment which takes a dedicated lender focused on these specific industries to get the job done right!
  • Our solutions are hyper-focused on the needs of the manufacturers, dealers, and end users that build, sell, or operate specialty upfit equipment and vehicles. Due to this niche focus, we separate ourselves from other banks and lending sources. That one difference makes working with TransCapital a pleasurable experience the first time and each following deal as you grow.
  • Our team started working together in business in the early 90’s and in 1996 opened Advantage Funding, a small leasing company with exceptional people and a strongly focused work ethic. The main owners had worked together in eqpt leasing since the early 80’s and had many years of experience before we started. Over the next 20 years, that company grew to more than 90 employees and close to a ¾ Billion dollar portfolio with over 14,000 vehicles and equipment and over 7000 customers throughout the US. As one of the largest private lenders in the commercial transportation marketplace, we built successful programs with manufacturers and dealers and maintained our commitment to each industry segment we lent to for our careers. The company was eventually sold in 2018 to Sterling Bank, and part of the executive team left and started TransCapital. Today we look to our past for inspiration but move forward with added conviction to continue helping our customers with the Smart, Fast, Easy! Way. We look forward to helping you and the business you run.

Easy Application Process and Same Day Turnaround

FUNDING FOR ALL CREDIT TYPES AND DEAL SIZES

or call us

(646) 372-7973

business vehicle financing is a viable option for you

VEHICLE
LENDING

All commercial vehicles

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It is important to find the right commercial equipment finance package for your business

EQUIPMENT
LENDING

Commercial non-titled assets

Vehicle Lifts – Bus Washes – Construction equipment

Auto Body – Repair Facility – Bus Facilities

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the capital of a business which is used in its day-to-day trading operations

WORKING
CAPITAL

Expansion Capital

Short Term Bridge Loans

Cash Out Refi of Owned Equipment

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EXPERIENCE YOU CAN TRUST TO MAKE YOUR LIFE EASIER

TransCapital’s experience and depth of knowledge of our clients operations has resulted in funding that is not only fast, but easy. Our knowledgeable team of professionals can take you through the approval process in a matter of a day instead of weeks.

At TransCapital our customers are our only focus. Our service is unequaled, and we are dedicated to getting your deal done with the appropriate rate, term and funding capacity you deserve. You have our guarantee. We offer a broad range of financing options for equipment in commercial transportation and vocational truck and our team of lenders have you covered from A-D and for one unit or a fleet of vehicles. We have also teamed up with Open Source Capital to bring working capital and bridge loans to all of our customers.

20 years experience in vehicle lending, equipment lending and working capital
partnership with businesses

PARTNER WITH INDUSTRY LEADING TEAMS

  • We are a lender that does what we say. We understand the industry and the specific needs that come with it.
  • We deliver on our promises for each deal, time after time.
  • We have seen a host of changes impact our industries along with a consistent flow of new entrants into the marketplace. If you’re not in tune with this shifting landscape your company will get left behind
  • Let our team be that resource you count on. We are synonymous with deal-making prowess and leadership in financing programs for Manufacturers, Dealers and End Users of commercial vehicles and equipment
  • We have a straightforward business approach that is well known and dedicated to the unique needs of each individual client

The Money you Need

When You Need It

Originators of Loans and Leases for Commercial Transportation and Vocational Truck Equipment